> For the complete documentation index, see [llms.txt](https://limitless.gitbook.io/rammlend/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://limitless.gitbook.io/rammlend/introduction/introduction-to-rammlend.md).

# Introduction To RAMMLend

RAMMLend unlocks liquidity for all possible assets

## Welcome to RAMMLend! <a href="#id-208b084349fa43e68425f03ae9c41a68" id="id-208b084349fa43e68425f03ae9c41a68"></a>

This Documentation explains the fundamentals of the RAMMLend. Also, our team and community are available on our community [Discord](https://discord.gg/XQBxaURrzx) server and [Twitter](https://twitter.com/RAMMProtocol).

## What is RAMMLend

{% hint style="info" %}
RAMMLend is an oracle-free and permissionless lending platform that supports *any* collateral or credit conditions, where each loan is fairly priced and assessed by our decentralized risk assessment engine [RAMM](https://rammprotocol.gitbook.io/ramm/introduction/why-ramm).&#x20;
{% endhint %}

Using our decentralized underwriting mechanism RAMMLend unlocks liquidity to all assets or creditworthiness. Lending pools & Loans are proposed/assessed/supplied in a completely permissionless manner and do not rely on oracles and instead adopt a purely market-driven mechanism.&#x20;

**For Borrowers** Borrowers with arbitrary collateral/creditworthiness X can borrow instantly from one of our lending pools that accepts X. If none of the lending pools support X then the borrower can  propose a[ custom credit line](/rammlend/products/universal-creditline.md) to borrow against X.&#x20;

**For Suppliers** RAMMLend opens up passive liquidity provision opportunities for any long-tail assets. All loans will be underwritten by the [managers](/rammlend/user-actions/managers.md), who earn leveraged yields by doing so. The leveraged capital is borrowed from the [passive LPs](/rammlend/user-actions/liquidity-providers.md), who earn insured yields generated by all outstanding loans.&#x20;